Pub Insurance

When you’re serving alcohol in a busy pub, you might run into some risks. Pub business insurance could help protect you from a wide range of risks, including the following: 

• A customer slips and falls 
• A fire breaks out, causing damages
• A staff member gets injured at work
• Someone sues over food poisoning
• Your pub is broken into, and cash and stock are stolen
• A customer damages your property

At Bionic, we help arrange insurance for various types of public houses, including:

• Gastropubs
• Country pubs
• Micropubs
• Irish pubs
• Breweries
• Sports bars
• Karaoke bars
• Speakeasy

Can’t see your pub listed? It’s likely we can still help you compare pub insurance quotes. Get in touch by starting a quote online to see your options.

Prices could start from around £2.01 per day*.

Your pub insurance average cost will vary depending on several factors, including: where your business is located, the cover you take out and your claims history. Get in touch with a member of our insurance team to find out how much you’re looking to pay for annual pub insurance. 

_{*This price is for a pub customer – 10% of customers who were sold with one of our panel providers paid £733.17 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £61.10 a month or £2.01 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary depending on your business requirements.}

Small business owners understand that the right insurance is an essential part of running a business, but it doesn’t have to be overwhelming or overly expensive. Here are some practical ways to help protect your premises and potentially lower your business insurance costs: 

• Demonstrate good risk management - Showing insurers that you actively identify, assess and reduce potential risks could impact your premiums. This includes maintaining high hygiene standards and keeping your pub’s equipment and building in good condition. 
• Strengthen health and safety practices - Improving health and safety procedures could reduce the chance of accidents or injuries on your premises, which could lead to fewer claims. 
• Invest in security - Adding security measures like CCTV, alarm systems, secure locks or better lighting could lower the risk of theft or vandalism. A more secure pub could be seen as lower risk, which could help bring insurance costs down. 
• Compare insurance quotes each year - Shopping around ensures you’re not paying more than you need to. Bionic can help you compare pub insurance quotes from different insurers, so you can find the best option for the level of cover you require. 

Loss of license insurance protects your business if you sell alcohol and your license is revoked for reasons beyond your control, like crime or disorder on your premises.

• It will help protect against loss of income due to your alcohol license being revoked.
• It’ll help cover costs and expenses incurred through the process of appealing the loss of license.

Bionic is the comparison site for small businesses and we help you arrange your business essentials with ease. We use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to help you find quality business insurance for pub premises, tailored to your specific needs.

Get in touch with us today by starting a quote online to compare insurers.